Insuring trucks for commercial hauling

Primary Liability Insurance coverage protects the truck from damage or injuries to other people as a result of a truck accident. This truck insurance coverage is mandated by U.S. state and federal agencies and proof of coverage is required to be sent to them. Insurance coverage limits range from $35,000 to $1,000,000. Pricing is dependent on region, driving records, and history of the trucking operation.

Motor Truck Cargo insurance protects the transporter for his responsibility in the event of damaged or lost freight. The policy is purchased with a maximum load limit per vehicle. Cargo insurance coverage limits can range from $10,000 to $100,000 or more. Pricing for this insurance is mainly dependent on the type of cargo being hauled.


  • A "cement mixer" (concrete transport truck) or "transit mixer."

  • A heavy Scania dump truck in France.

  • A truck stop in Ladakh, India.

  • U.S. Peterbilt truck - California.

  • Volvo VNL780, U.S.A.

  • A convoy of trucks.

  • Hydraulic Platform fire truck, Canberra, Australia.

See also

  • Air brake (road vehicle)
  • Automobile
  • Brake
  • Bus
  • Dump truck
  • Flatbed truck
  • Forklift
  • Hybrid truck
  • Pickup truck
  • Refrigerator truck
  • Semi-trailer truck; this article covers large trucks such as road trains and articulated lorries.
  • Trailer (vehicle)


  1. ↑ Truck vehicle emission standards: United States Environmental Protection Agency, Eco Point. Retrieved May 22, 2008.
  2. ↑ C. Michael Hogan, SpringerLink. Retrieved May 22, 2008.
  3. ↑ Table 4-49: U.S. Carbon Dioxide Emissions from Energy Use by Sector U.S. Department of Transportation. Retrieved May 22, 2008.
  4. Trends in Greenhouse Gas Emissions, Inventory of U.S. Greenhouse Gas Emissions and Sinks. Retrieved May 22, 2008.
  5. ↑ 5. Transportation Sector U.S. Department of Energy. Retrieved May 22, 2008.
  6. ↑ How Government policy can realise rail freight's role in reducing carbon emissions, Freight on Rail. Retrieved May 22, 2008.
  7. ↑ The Motor Vehicle Industry in Sweden The Swedish Institute. Retrieved May 22, 2008.


  • Adams, Ronald G. 2007. Big Rigs of the 1970s. St. Paul, MN: MBI Pub. ISBN 9780760325483.
  • Garber, Bette S. 2005. Custom Semi. St. Paul, MN: MBI Pub. ISBN 9780760321331.
  • Holtzman, Stan. 2005. Big Rigs: The Complete History of the American Semi Truck. S.l.: Voyageur Pr. ISBN 9780896587373.
  • Mike Byrnes & Associates. 2003. Bumper to Bumper: The Complete Guide to Tractor-Trailer Operations. 4th ed. Corpus Christi, TX: Mike Byrnes and Associates. ISBN 9780962168765.
  • Mittendorf, John. 1998. Truck Company Operations. Saddle Brook, NJ: Fire Engineering. ISBN 0912212640.

External links

All links retrieved December 18, 2015.